“He has hit rock bottom, and he just hasn’t accepted it yet.” Basketball’s iconoclast is a broke recluse at 37.

A fiction writer buys and loses a house in Oakland.

Terrell ‘T.O’ Owens is 38, currently unemployed, nearly bankrupt after losing his shirt in a electronic-bingo entertainment complex development plan gone bust, father of four children (one of which he has never met), and bowls frequently.

The author joins his father’s work crew, gutting out foreclosed houses in Florida and interviewing their former residents.