A profile.

Because business ebbs and flows with the seasons and the economy, Holmes, who lives in Upper Marlboro, has always kept a variety of sidelines, including a job driving a limousine for nine years to put his oldest daughter through a private high school and college. These days, at gigs, he hands out a stack of million-dollar "bills" printed with his image and his current enterprises: bandleader, commercial mortgage broker, hard money lender (slogan: "Hard Money with a Soft Touch").