Jake Halpern has written for The New Yorker and The New York Times Magazine and is a contributor to This American Life. His latest book is Bad Paper: Chasing Debt from Wall Street to the Underworld.

"I test out my stories on my kids. You should be able to tell any story, now matter how complicated, to a seven-year-old in a way that they understand. If you can't, that probably means that either a) you're telling the story wrong or b) it's not really a story."

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